Job duties:
Support credit risk function of global banks in establishing and effectively managing the credit risk loan data remediation process:
? Work closely with process owners, Experts and Data leads, taking ownership of data quality improvements and remediation efforts
? Understand bank’s existing framework and understand information management practices including information lifecycle management, data modelling, master data management across a transaction life
? Establish a standardized process to
– Source facility related credit / legal documents and credit approval memos
– Identify credit data related to the facility (for instance: collateral, covenant, exposure, limits, thresholds)
– Analyze data from multiple sources to validate dimensions and impact of data quality issues
– Analyze data to identify data quality issues and correlate those issues with data specifications and quality rules in the standardized process
– Identify data gaps, inconsistencies across and within systems
– Remediate through appropriate inputs across and within the systems that are part of the entire transaction cycle
? Coordinate with other work streams to ensure data remediation efforts or outcomes adhere to project plans and requirements
? Build an adequate governance structure for timely connects with stakeholders to discuss data remediation plans, manage escalations, and effectively close the remediation process
? Partner with technology stakeholders and enterprise-wide business partners to conduct data diagnostic efforts, investigate root cause of findings, and present
recommended options for solution(s) and remediation
? Contribute to development and maintenance of data lineage, process maps, data concepts and glossaries
? Maintain inventories of issues to catalog, monitor, assess, forecast and report on data quality issue remediation efforts
? Develop and maintain metrics, scorecards, and dashboards to report on progress and impact of data quality remediation efforts
Skills required:
Should have 3 to 5 years of experience in credit risk function
? Credit risk data operations experience, gained either through industry or within a consulting environment; Corporate, commercial/ SME or IB experience
? Experience of relational database management, front to back system data flows, data handling, transmission, aggregation
? Demonstrated experience of working with financial products life cycles and associated data needs
? Experience with remedial / troubled loan data systems; Knowledge/ experience of a wide range of credit data operations
? Willingness to dig deep into data, and build additional insights into the credit portfolio
? Experience in data governance programs with knowledge of data governance principles and practices
? Good communication skills in English (verbal and written)
Personal attributes / Interpersonal skills required:
Independent and decisive mindset; strong analytical and problem-solving skills; a structured working style with passion for deep diving into problems Team player Ability to work on tight deadlines Excellent written and oral communication skills